Life INsurance for those of us with Tinker Toys

Good evening All,

I hope everyone had a pleasent weekend. I'm wondering and finding some distrubing things out about trying to get more Life Insurance. What I have found is that we, (the collective we),
have a pre-existing fatal condition. Or so its been called by a couple of carriers I have spoken to. Which make us ineligable
for their particular coverage. Does anyone know or have a company that specifically provides coverage for us?

Thanks

Greg

5 Comments

no luck here

by Tracey_E - 2008-07-13 11:07:14

I gave up after going through half a dozen companies. Health insurance is a b**** to get also unless you're on a large group policy.

Dead to the world...

by Smeagol22 - 2008-07-14 02:07:32

Hey,

I have also spent time on this and unfortunately no insurance will take you with the pre-existing condition unless you are under what tracey said with a group policy. Its a sad fact of life, but one that can be over come. There has to be other options out there for ppl like us.

Cheers,

Michael ~Ticker~

WASTE OF TIME

by pete - 2008-07-14 03:07:08

Insurance companies like to make big profits. You would end up paying a huge premium in the unlikely event you could find an insurance company to cover you. I would put my money each month in my own safe savings account and use it to help myself when necessary. That way you get to keep the percentage the insurance companies cream off each month. Cheers peter

Hi.....

by Bionic Beat - 2008-07-14 06:07:55

I was turned down for insurance 33 years ago, due to my MVP, mitral valve prolapse that was going to kill me.

I just turned 60 and am, obviously, still here.

I'm not being a smartypants but isn't being ALIVE, a pre-existing fatal condition for everyone?!? lol

You can't get life insurance with a cardiac problem unless you pay ridiculous premiums. Best to just bank the money over a long period, invest it well, good luck.

I feel fabulous!

Bionic Beat

PM club group...

by candi51 - 2008-07-14 12:07:06

Too bad we couldn't start a PM club group policy- that would freak them out!
Everything I've researched is that it only takes 5 people to start a "group".
Interesting thought anyways....................
Candi

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You invested in the Energizer battery company.

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